{"id":123,"date":"2023-07-17T20:48:30","date_gmt":"2023-07-17T11:48:30","guid":{"rendered":"https:\/\/mibaryoung.com\/?p=123"},"modified":"2023-07-17T20:48:33","modified_gmt":"2023-07-17T11:48:33","slug":"2023%eb%85%84-%ed%8c%8c%ed%82%b9%ed%86%b5%ec%9e%a5-%ea%b8%88%eb%a6%ac-%eb%b9%84%ea%b5%90-%eb%b0%8f-%ed%98%9c%ed%83%9d-%ec%b4%9d%ec%a0%95%eb%a6%ac-%ea%b3%a0%ea%b8%88%eb%a6%ac-%ec%a0%81%ec%9a%a9","status":"publish","type":"post","link":"https:\/\/mibaryoung.com\/2023%eb%85%84-%ed%8c%8c%ed%82%b9%ed%86%b5%ec%9e%a5-%ea%b8%88%eb%a6%ac-%eb%b9%84%ea%b5%90-%eb%b0%8f-%ed%98%9c%ed%83%9d-%ec%b4%9d%ec%a0%95%eb%a6%ac-%ea%b3%a0%ea%b8%88%eb%a6%ac-%ec%a0%81%ec%9a%a9\/","title":{"rendered":"2023\ub144 \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50 \ubc0f \ud61c\ud0dd \ucd1d\uc815\ub9ac – \uace0\uae08\ub9ac \uc801\uc6a9 \ubc1b\uc790"},"content":{"rendered":"\n

\ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50 \ubc0f \ud61c\ud0dd\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc18c\uac1c\ud574 \ub4dc\ub9ac\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uc2dc\uc911\uc740\ud589\uc758 \uc815\uae30\uc608\uae08 \ubc0f \uc801\uae08 \uae08\ub9ac\uac00 \ud558\ub77d\ud558\uba74\uc11c, \ud558\ub8e8\ub9cc \ub3c8\uc744 \uc608\uce58\ud558\ub354\ub77c\ub3c4 \uace0\uae08\ub9ac \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \ub300\ud55c \uc778\uae30\uac00 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610, 1\ub144 \uc774\uc0c1 \uc720\uc9c0\ud574\uc57c \ud558\ub294 \uc815\uae30\uc608\uae08\uacfc \uc815\uae30\uc801\uae08\uacfc \ub2ec\ub9ac, \ub2e8\uae30\uac04 \uc608\uce58\ud558\ub354\ub77c\ub3c4 \uace0\uae08\ub9ac \uc801\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc218\uc2dc\ub85c \uc0ac\uc6a9\ud560 \ud1b5\uc7a5\uacfc \ud568\uaed8 \uace0 \uae08\ub9ac \uc774\uc790 \ud61c\ud0dd\uae4c\uc9c0<\/mark><\/strong> \ucc59\uae38 \uc218 \uc788\ub294 \ud30c\ud0b9\ud1b5\uc7a5\uc740 \ub354 \uc774\uc0c1 \uc120\ud0dd\uc774 \uc544\ub2cc \ud544\uc218<\/mark><\/strong>\ub77c\uace0 \uc0dd\uac01\ud569\ub2c8\ub2e4. <\/p>\n\n\n\n

\uadf8 \ubc16\uc5d0 \uafc0\ud301 \ubc0f \uc81c\ud0dc\ud06c \uc815\ubcf4 \ub354\ubcf4\uae30<\/a><\/p>\n\n\n\n\n\n

<\/div>\n\n\n
\n
\"\ud30c\ud0b9\ud1b5\uc7a5<\/figure><\/div>\n\n\n
<\/div>\n\n\n\n

\ud30c\ud0b9\ud1b5\uc7a5\uc774\ub780?<\/h2>\n\n\n\n

\ud30c\ud0b9\ud1b5\uc7a5\uc740 \uac00\uc9c0\uace0 \uc788\ub294 \ubaa9\ub3c8\uc774\ub098 \ube44\uc0c1\uae08\uc744 \uc608\uce58\ud558\uc5ec \uae08\ub9ac \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uace0\uae08\ub9ac \uc785\ucd9c\uae08 \ud1b5\uc7a5\uc785\ub2c8\ub2e4. \ud30c\ud0b9 \ud1b5\uc7a5\uc758 \uacbd\uc6b0, \ub9e4\uc77c\ub9e4\uc77c \ucd5c\uc885 \uc794\uc561\uc744 \uae30\uc900\uc73c\ub85c \uae08\ub9ac\uac00 \uc801\uc6a9\ub418\uae30 \ub54c\ubb38\uc5d0, \ub2e8\uae30\ub85c \uc608\uce58\ub97c \ud558\ub354\ub77c\ub3c4 \uace0\uae08\ub9ac \uc774\uc790 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c, \uc790\uc720\ub86d\uac8c \uc785\ucd9c\uae08\uc774 \uac00\ub2a5\ud558\uae30 \ub54c\ubb38\uc5d0 \uc608\uce58\ud55c \uae08\uc561\uc774 \uae09\ud558\uac8c \ud544\uc694\ud55c \uc77c\uc774 \uc0dd\uae30\ub354\ub77c\ub3c4 \uc720\uc6a9\ud558\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

<\/div>\n\n\n\n

\ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50<\/h2>\n\n\n\n

2023\ub144 7\uc6d4 \uae30\uc900 \uc8fc\uc694 \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50\ud45c\uc785\ub2c8\ub2e4. \uae08\ub9ac\uac00 \ub192\uc740 \uc21c\ubd80\ud130 \ub098\uc5f4\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/mark><\/strong><\/p>\n\n\n\n

\uc740\ud589 \uba85<\/td>\ucd5c\uace0\uae08\ub9ac(\uc5f0%)<\/td>\uc6b0\ub300\uae08\ub9ac<\/td>\ud55c\ub3c4 \uae08\uc561<\/td>\uc9c0\uae09 \uae30\uc900<\/td>\uae30\ud0c0 \uae08\uc561 \ubcc4 \uae08\ub9ac<\/td><\/tr>
OK\uc800\ucd95\uc740\ud589
(\bOK\uc74f\ubc31\ub9cc\ud1b5\uc7a5II)<\/a><\/td>		4.5%<\/td>+ 0.5%<\/td>1\ubc31\ub9cc\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td>~ 5\ubc31\ub9cc : 4%
~ 2\ucc9c\ub9cc : 3%
2\ucc9c\ub9cc \ucd08\uacfc : 2.5%<\/td><\/tr>
\ub2e4\uc62c\uc800\ucd95\uc740\ud589
(Fi\ucee4\ub125\ud2b8\ud1b5\uc7a5)<\/a><\/td>		3%<\/td>+ 1%<\/td>1\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td>1\ucc9c\ub9cc \ucd08\uacfc : 0.5%<\/td><\/tr>
OK\uc800\ucd95\uc740\ud589
(\bOK \uc138\ucee8\ub4dc \ud1b5\uc7a5)<\/a><\/td>		3%<\/td>+ 0.5%<\/td>2\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td>2\ucc9c\ub9cc \ucd08\uacfc : 0.5%<\/td><\/tr>
NH \uc800\ucd95\uc740\ud589
(FIC-One \ubcf4\ud1b5\uc608\uae08)<\/a><\/td>		3%<\/td>+ 0.8%<\/td>1\uc5b5\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td>1\uc5b5\uc6d0 \ucd08\uacfc : 0.2%<\/td><\/tr>
KB \uc800\ucd95\uc740\ud589
(KIWI \ud321\ud321 \ud1b5\uc7a5)<\/a><\/td>		3%<\/td>+ 0.5%<\/td>1\uc5b5\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td>1\uc5b5\uc6d0 \ucd08\uacfc : 1.3%<\/td><\/tr>
SBI \uc800\ucd95\uc740\ud589
(\uc0ac\uc774\ub2e4\ubcf4\ud1b5\uc608\uae08)<\/a><\/td>		3.5%<\/td><\/td>1\uc5b5\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td>1\uc5b5\uc6d0 \ucd08\uacfc : 0.2%<\/td><\/tr>
\ucf00\uc774 \ubc45\ud06c
(\ud50c\ub7ec\uc2a4 \ubc15\uc2a4)<\/a><\/td>		2.3%<\/td><\/td>3\uc5b5\uc6d0 \uc774\ud558<\/td>\uc6d4 \uc9c0\uae09<\/td><\/td><\/tr>
\uce74\uce74\uc624 \ubc45\ud06c
(\uc138\uc774\ud504 \ubc15\uc2a4)<\/a><\/td>		2.2%<\/td><\/td>1\uc5b5\uc6d0 \uc774\ud558<\/td>\uc6d4\uc9c0\uae09<\/td><\/td><\/tr>
\ud1a0\uc2a4 \ubc45\ud06c<\/a><\/td>2%<\/td><\/td>5\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td>\uc6d4\uc9c0\uae09
(\uc77c \uc9c0\uae09 \uac00\ub2a5)<\/td>		5\ucc9c\ub9cc\uc6d0 \ucd08\uacfc : 2%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
<\/div>\n\n\n\n

\uc6b0\ub300 \uae08\ub9ac \uc801\uc6a9 \uc0c1\ud488 \ubcc4 \uc0c1\uc138 \uc870\uac74<\/h3>\n\n\n\n

\ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50\ud45c \uae30\uc900, \uc6b0\ub300\uae08\ub9ac\uac00 \uc788\ub294 \uc740\ud589 \uc0c1\ud488 \ud1a0\ub300\ub85c \uc6b0\ub300 \uc870\uac74\uc744 \ubc1b\uae30 \uc704\ud55c \uc0c1\uc138 \uc870\uac74\uc744 \uc815\ub9ac\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

    \n
  • OK\uc800\ucd95\uc740\ud589 (OK\uc74f\ubc31\ub9cc\ud1b5\uc7a5II, OK \uc138\ucee8\ub4dc \ud1b5\uc7a5)\n
      \n
    • 0.5%\n
        \n
      • \uc870\uac74 : \uc2dc\uc911\uc740\ud589(\uc800\ucd95\uc740\ud589 \uc81c\uc678)\/\uc99d\uad8c\uc0ac \uc571(APP)\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc624\ud508\ubc45\ud0b9\uc5d0 OK\uc74f\ubc31\ub9cc\ud1b5\uc7a5\u2161 \ub4f1\ub85d \uc775\uc77c\ubd80\ud130 \ud574\uc81c\uc77c\uae4c\uc9c0 \uc5f0 0.5% p (\uc138\uc804) \uc801\uc6a9.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n
      • \ub2e4\uc62c\uc800\ucd95\uc740\ud589(Fi\ucee4\ub125\ud2b8\ud1b5\uc7a5)\n
          \n
        • 1%\n
            \n
          • \uc2dc\uc911\uc740\ud589\/\uc99d\uad8c\uc0ac \ub4f1 \ud0c0 \uae30\uad00 \uc624\ud508\ubc45\ud0b9\uc5d0 \uacc4\uc88c \ub4f1\ub85d \uc2dc, \ub4f1\ub85d \uc775\uc77c\ubd80\ud130 \uc6b0\ub300\uae08\ub9ac\uac00 \uc801\uc6a9.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n
          • NH \uc800\ucd95\uc740\ud589(FIC-One \ubcf4\ud1b5\uc608\uae08)\n
              \n
            • 0.2%\n
                \n
              • \uc870\uac74 : \ub9c8\ucf00\ud305 \uc218\uc2e0 \uc81c\uacf5 \ub3d9\uc758\ud55c \uacbd\uc6b0.<\/li>\n<\/ul>\n<\/li>\n\n\n\n
              • 0.3%\n
                  \n
                • \uc870\uac74 : \uc6d4 1\ud68c \uc774\uc0c1 \ub2f9\uc0ac \uacc4\uc88c \uac04 \uc790\ub3d9\uc774\uccb4 \ucd9c\uae08 \uc2e4\uc801\uc774 \uc788\ub294 \uacbd\uc6b0.<\/li>\n<\/ul>\n<\/li>\n\n\n\n
                • 0.3%\n
                    \n
                  • \uc870\uac74 : \uc6d4 1\ud68c \uc774\uc0c1 \uac04\ud3b8\uacb0\uc81c \uac70\ub798 \uc2e4\uc801\uc774 \uc788\ub294 \uacbd\uc6b0.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n\n\n\n
                  • KB \uc800\ucd95\uc740\ud589(KIWI \ud321\ud321 \ud1b5\uc7a5)\n
                      \n
                    • 0.2%\n
                        \n
                      • kiwi \uba64\ubc84\uc2ed \uac00\uc785 \ub610\ub294 \ub9c8\ucf00\ud305 \uc218\uc2e0 \ub3d9\uc758\ud55c \uacbd\uc6b0. (\ubb38\uc790 \ubc0f \uc571 \ud478\uc2dc \ubaa8\ub450 \ub3d9\uc758)<\/li>\n<\/ul>\n<\/li>\n\n\n\n
                      • 0.1%\n
                          \n
                        • \uc790\ub3d9\uc774\uccb4 2\uac74 \uc774\uc0c1 \ucd9c\uae08 \uac70\ub798 \ub4f1\ub85d \ub41c \uacbd\uc6b0.<\/li>\n<\/ul>\n<\/li>\n\n\n\n
                        • 0.2%\n
                            \n
                          • kiwibank \uc571\uc744 \uc774\uc6a9\ud558\uc5ec \ub2f9\ud589 \ub610\ub294 \ud0c0\ud589 \uacc4\uc88c\uc5d0 \uc6d4 1\ud68c \uc774\uc0c1 \uc774\uccb4 \ub0b4\uc5ed \uc788\uc744 \uacbd\uc6b0.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n
                            <\/div>\n\n\n\n

                            \uc774\uc790 \uacc4\uc0b0 \ubc29\ubc95 \ubc0f \uc774\uc790 \uc9c0\uae09 \ubc29\uc2dd<\/h2>\n\n\n\n

                            \ud30c\ud0b9\ud1b5\uc7a5\uc740 \uc77c\ubc18 \uc608\/\uc801\uae08 \uc0c1\ud488\uacfc\ub294 \ub2e4\ub974\uac8c \uc774\uc790\ub97c \uc77c\ud560 \uacc4\uc0b0\ud558\uba70, 00\uc2dc\ub97c \uae30\uc900\uc73c\ub85c \uc801\uc6a9\ud569\ub2c8\ub2e4. 1\uc77c, 24\uc2dc\uac04\uc744 \uc608\uce58\ud558\uace0 \uc788\uc5b4\uc57c\ub9cc \uae08\ub9ac\uac00 \uc801\uc6a9\ub418\ub294 \uac83\uc774 \uc544\ub2c8\uace0, 23\uc2dc 55\ubd84 \ub123\uace0, 00\uc2dc 30\ubd84\uc5d0 \ube7c\ub354\ub77c\ub3c4 00\uc2dc \uae30\uc900\uc774\uae30 \ub54c\ubb38\uc5d0 \ud558\ub8e8 \uae30\uc900\uc73c\ub85c \uc774\uc790\uac00 \uacc4\uc0b0\ub418\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc2e4\uc81c \uc774\uc790 \uc9c0\uae09\uc740 \uc740\ud589\ub9c8\ub2e4 \ucc28\uc774\uac00 \uc788\uc9c0\ub9cc \ubcf4\ud1b5 \uc6d4\uc5d0 1\ubc88\uc529 \uc77c\uad04 \uc9c0\uae09\ub418\uba70, \ud1a0\uc2a4 \ubc45\ud06c\uc758 \uacbd\uc6b0\uc5d0\ub294 \uc77c \uc9c0\uae09\ub3c4 \uc9c0\uc6d0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

                            5,000\ub9cc \uc6d0 \uae30\uc900\uc73c\ub85c 3%\ub300 \uae08\ub9ac\ub97c \ubc1b\ub294\ub2e4\uace0 \ud588\uc744 \ub54c, \ud558\ub8e8 \uc608\uce58 \uae30\uc900\uc73c\ub85c \uae08\ub9ac \uacc4\uc0b0\uc744 \uc608\uc2dc\ub85c \ub4e4\uc5b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

                            5,000\ub9cc \uc6d0 X 0.03 \u00f7 365 = 4,109\uc6d0<\/mark><\/strong><\/p>\n\n\n\n

                            5,000\ub9cc \uc6d0\uc744 \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \ud558\ub8e8 \uc608\uce58\ud588\uc744 \ub54c \uc774\uc790\uac00 4,109\uc6d0\uc73c\ub85c \uacc4\uc0b0\ub429\ub2c8\ub2e4. \uc774\ud1a0\ub85d \ub192\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uae30 \ub54c\ubb38\uc5d0 \uc77c\ubc18 \uc608\/\uc801\uae08 \uc0c1\ud488\ubcf4\ub2e4\ub294 \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \uc608\uce58\ud558\uc2dc\ub294 \uac8c \ub354 \uc720\ub9ac\ud558\ub2e4\ub294 \uc810\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n

                            <\/div>\n\n\n\n

                            \ud30c\ud0b9 \ud1b5\uc7a5 \uc0ac\uc6a9 \uc2dc, \ud544\uc218 \uc8fc\uc758 \uc0ac\ud56d<\/h2>\n\n\n\n

                            \uc608\uae08\uc790 \ubcf4\ud638\ubc95\uc774 \uc801\uc6a9\ub418\ub294 5,000\ub9cc \uc6d0(\uc6d0\uae08 + \uc774\uc790)\uae4c\uc9c0\ub9cc \uc608\uce58\ud558\uc2dc\ub294 \uac78 \ucd94\ucc9c<\/strong>\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n

                            <\/div>\n\n\n\n

                            \uc608\uae08\uc790 \ubcf4\ud638\ubc95\uc774\ub780?<\/h3>\n\n\n\n

                            \uae08\uc735\ud68c\uc0ac\uac00 \ud30c\uc0b0 \ub4f1\uc758 \uc0ac\uc720\ub85c \uc608\uae08 \ub4f1\uc744 \uc9c0\uae09\ud560 \uc218 \uc5c6\ub294 \uc0c1\ud669\uc5d0 \ub300\ucc98\ud558\uae30 \uc704\ud558\uc5ec \uc608\uae08\ubcf4\ud5d8\uc81c\ub3c4 \ub4f1\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc601\ud568\uc73c\ub85c\uc368 \uc608\uae08\uc790 \ub4f1\uc744 \ubcf4\ud638\ud558\uace0 \uae08\uc735\uc81c\ub3c4\uc758 \uc548\uc815\uc131\uc744 \uc720\uc9c0\ud558\ub294 \ub370\uc5d0 \uc774\ubc14\uc9c0\ud568\uc744 \ubaa9\uc801\uc73c\ub85c \uc0c8\uc6cc\uc9c4 \ubc95\ub960 \uc81c\ub3c4 \uc785\ub2c8\ub2e4. \uc989, \ub0b4\uac00 \ub3c8\uc744 \ub9e1\uae34 \uc740\ud589\uc774 \ud30c\uc0b0\ud558\uac70\ub098 \ubd80\ub3c4\uac00 \ubc1c\uc0dd\ud560 \uacbd\uc6b0 \ub0b4\uac00 \ub3cc\ub824\ubc1b\uc744 \uc218 \uc788\ub294 \uae08\uc561\uc744 5,000\ub9cc \uc6d0\uae4c\uc9c0 \ubcf4\ud638\ud55c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n

                            <\/div>\n\n\n\n

                            \uc5b4\ub5a4 \ud30c\ud0b9\ud1b5\uc7a5\uc744 \uc120\ud0dd\ud574\uc57c \ud560\uae4c?<\/h2>\n\n\n\n

                            \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50\ub97c \ub9c8\uce58\uace0, \uc5b4\ub5a4 \ud30c\ud0b9 \ud1b5\uc7a5\uc744 \uc0ac\uc6a9\ud574\uc57c \ud560\uae4c \uace0\ubbfc\uc774 \ub4dc\uc2e4 \uac70\ub77c \ud310\ub2e8\ub429\ub2c8\ub2e4. \ucd5c\uc885\uc801\uc73c\ub85c \ub0b4\uac00 \ub9e1\uae38 \uc218 \uc788\ub294 \uae08\uc561\uc774 \uc5bc\ub9c8\ub0d0? \uac00 \uc911\uc810\uc73c\ub85c \ubcf4\uc785\ub2c8\ub2e4.<\/mark><\/strong> \ub2f9\uc7a5 \uc608\uce58\ud560 \uae08\uc561\uc774 100\ub9cc \uc6d0 \uc774\ud558\ub77c\uba74 \uc6b0\ub300\uae08\ub9ac \ud3ec\ud568 5%\ub300\uc758 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 OK\uc800\ucd95\uc740\ud589 (OK\uc74f\ubc31\ub9cc\ud1b5\uc7a5II)\uc774 \uc720\ub9ac\ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, 1\ucc9c\ub9cc \uc6d0 \uc774\uc0c1\uc774\ub77c\uba74 \uc6b0\ub300\uae08\ub9ac \ud3ec\ud568 3.8%\ub300\uc758 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 NH \uc800\ucd95\uc740\ud589(FIC-One \ubcf4\ud1b5\uc608\uae08)\uc774 \uc720\ub9ac\ud574 \ubcf4\uc785\ub2c8\ub2e4. \uc774\ub807\ub4ef \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50 \ud1a0\ub300\ub85c, \ud604\uc7ac \ub0b4\uac00 \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \uc608\uce58\ud560 \uc218 \uc788\ub294 \uae08\uc561 \uae30\uc900 \ub300\ube44 \uac00\uc7a5 \ud070 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \uc0c1\ud488\uc744 \uc120\ud0dd\ud558\uc2dc\uae38 \ucd94\ucc9c\ub4dc\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n

                            <\/div>\n\n\n\n

                            \uc5ec\uae30\uae4c\uc9c0 \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50 \ubc0f \ud61c\ud0dd\uc5d0 \ub300\ud55c \ucd1d\uc815\ub9ac\uc600\uc2b5\ub2c8\ub2e4. \uc790\uc720\ub86d\uac8c \uc785\ucd9c\uae08\ub3c4 \uac00\ub2a5\ud558\uace0 \uc5f0\uc774\uc728\uc774 \ub192\uc740 \ud30c\ud0b9\ud1b5\uc7a5\uc744 \uc774\uc6a9\ud574\uc11c \ubaa9\ub3c8\uc744 \uc608\uce58\ud558\ub294 \uac83\uc774 \ud6a8\uc728\uc801\uc774\ub77c\ub294 \uc0dd\uac01\uc774 \ub4ed\ub2c8\ub2e4. <\/p>\n","protected":false},"excerpt":{"rendered":"

                            \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac \ube44\uad50 \ubc0f \ud61c\ud0dd\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc18c\uac1c\ud574 \ub4dc\ub9ac\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4. \ucd5c\uadfc \uc2dc\uc911\uc740\ud589\uc758 \uc815\uae30\uc608\uae08 \ubc0f \uc801\uae08 \uae08\ub9ac\uac00 \ud558\ub77d\ud558\uba74\uc11c, \ud558\ub8e8\ub9cc \ub3c8\uc744 \uc608\uce58\ud558\ub354\ub77c\ub3c4 \uace0\uae08\ub9ac \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \ub300\ud55c \uc778\uae30\uac00 \ub450\ub4dc\ub7ec\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub610, 1\ub144 \uc774\uc0c1 \uc720\uc9c0\ud574\uc57c \ud558\ub294 \uc815\uae30\uc608\uae08\uacfc \uc815\uae30\uc801\uae08\uacfc \ub2ec\ub9ac, \ub2e8\uae30\uac04 \uc608\uce58\ud558\ub354\ub77c\ub3c4 \uace0\uae08\ub9ac \uc801\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0, \uc218\uc2dc\ub85c \uc0ac\uc6a9\ud560 \ud1b5\uc7a5\uacfc \ud568\uaed8 \uace0 \uae08\ub9ac \uc774\uc790 \ud61c\ud0dd\uae4c\uc9c0 \ucc59\uae38 … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":126,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[54,53,52],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/mibaryoung.com\/wp-content\/uploads\/2023\/07\/\uc81c\ubaa9\uc744-\uc785\ub825\ud574\uc8fc\uc138\uc694_-001-10-1.png","_links":{"self":[{"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/posts\/123"}],"collection":[{"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/comments?post=123"}],"version-history":[{"count":4,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/posts\/123\/revisions"}],"predecessor-version":[{"id":128,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/posts\/123\/revisions\/128"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/media\/126"}],"wp:attachment":[{"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/media?parent=123"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/categories?post=123"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mibaryoung.com\/wp-json\/wp\/v2\/tags?post=123"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}